Don Smith, of DSI Estate Planning in Calgary, offers specialized support for unique insurance and family business situations. His expertise enhances the advice, service, and product offerings provided to Wealth Holder and Private Family Enterprise clients.

Don brings decades of experience and a concentrated, in-depth knowledge of life insurance and estate planning including:

• How to minimize the impact of tax on substantial estates;
• Design and funding of Unanimous Shareholder Agreements (USAs) for Family Enterprises, to maximize their effectiveness for the business, shareholders and families involved; and,
• Preservation of Capital using Living Trusts and Testamentary Trusts.

Don also possesses a broad base of technical knowledge in financial planning, including:

• Integrated financial, tax and insurance planning;
• The restructuring of existing life insurance plans to align with the family’s objectives;
• Asset allocation, portfolio management and risk management; and,
• Expertise in intergenerational wealth transfer planning, involving multiple generations of a family enterprise, and working with the next generation(s) to be prepared for the transition.

Don is deeply relationship-driven. He works with integrity and passion to achieve the very best outcomes for his clients over the long term and is committed to delivering lasting benefits to those he serves.